New Delhi: According to experts, the Reserve Bank of India's decision to keep the repo rate unchanged at 5.5% would stabilize interest rates and maintain the momentum in the housing sector, which would grow even more as the holiday season approaches.
According to Anshuman Magazine, Chairman & CEO, India, Southeast Asia, Middle East & Africa, CBRE, "This indicates stability and provides long-term predictability for developers and homebuyers, particularly in the real estate industry. " The forthcoming holiday season and stable inflation are projected to add to market impetus.
However, Samantak Das, JLL's Chief Economist and Head of Research and REIS in India, described the decision as a typical wait-and-see strategy. This action delivers a message of stability and optimism in the economy's current trajectory, indicating that it is capable of withstanding external challenges without immediate intervention, he said.
Stable rates, he added, would promote natural growth without relying excessively on monetary easing.
However, Anarock Group Chairman Anuj Puri expressed worry about the sector's recent performance.
According to him, India's real estate is experiencing persistent upheaval as Trump's new 25% duties and a 20% reduction in house sales across key cities have weighed on mood.
According to ANAROCK data, just 96,285 properties were sold in Q2 2025, down from 120,335 the previous year. Puri pointed out that a rate reduction would have aided the ailing inexpensive housing sector.
The experts in the stock markets view it as strategic flexibility.
According to Arsh Mogre, an economist at PL Capital, any further easing will now be determined by data as well as the balance of risks between global trade contraction, domestic demand decline, and the rupee's trajectory. In this light, today's verdict protects both credibility and flexibility while recognizing that we live in an unpredictable world, he added.
The policy, he said, maintains credibility and allows room to act if the situation worsens.